If you live in the USA, the luxury of free health care is unfortunately just a pipe dream. Every time you visit the doctors or get a medical treatment you will have to pay for it. This can mean a huge pay out during some of the most vulnerable times in your life, but it can be avoided with health insurance. Here are the top reasons why you need to invest in health insurance this year.

It’s most cost effective

Even though you may think paying out for insurance every month is a big cost to add to your lifestyle, it can be a much more cost effective option than waiting until you are taken ill. Medical treatment is incredibly expensive and you can end up having to pay a staggering sum in a short space of time to cover your costs. If you take out a plan with companies such as Medicare Advantage plans though you can pay a small fee each month and you will be guaranteed the relevant treatment when you need it the most.

It has a wider impact

Believe it or not your decision to take out health incurable will affect more than just yourself and your closest family. If you don’t have medical insurance and you have to get a procedure which costs the hospital resources, they will need to recoup any extra costs elsewhere to make up for it. This results in them having to raise the prices of many medical procedures in the future.

Preventing illness

When you take the time to get a health insurance policy you can actually be helping yourself in the long term as well as right away. The reason for this is that if you take our health insurance you are more likely to visit the doctors for annual check ups and these can point out health issues which you can resolve quickly. This allows you to live your life being much healthier both mentally and physically.

Better career prospects

Believe it or not you can actually have a much bigger chance of attending a great university if you have health insurance. The reason for this is that many colleges and universities now require you to have health insurance before they accept you. This is a safety net for them but it also means that if you don’t have health insurance you might struggle to get the job you want in life. It might seem like a pain but it is for your benefit in the future.

Self love

If you think about everything you own, you will most likely have insurance on your home, car, phone and even your pets. So if you are placing so much value on all of these possessions, why don’t you insure your own body? Health insurance is something which is incredibly crucial if you value your own health and your life. It is a simple matter of looking after yourself and making sure you have access to everything you need throughout your life.